If a lender has either an affiliate relationship or a direct or beneficial ownership interest of more than one percent in a provider of settlement services and the lender directly or indirectly refers business to the provider, this relationship is referred to as a what kind of business arrangement?

When a lender has either an affiliate relationship or a direct or beneficial ownership interest of more than one percent in a provider of settlement services and the lender directly or indirectly refers business to the provider, this relationship is referred to as a what (type) business arrangement?

Answer:  Controlled